Ona meaning in health insurance7/7/2023 ![]() ![]() ALL RISK – Coverage against loss or damage from all perils except those specifically excluded. This coverage is optional and may be purchased in addition to the mandatory coverage required by law, and it is subject to a deductible. “All perils” coverage is the most complete coverage you can select to protect yourself from loss or damage to your own vehicle. ![]() ALL PERILS – An optional coverage designed to provide protection for your vehicle for all types of losses except those specifically excluded in your policy. ADJUSTER – A person who investigates a loss and negotiates settlement with the claimant on the company’s behalf. ADDITIONAL PREMIUM – An extra charge for an alteration, during the policy period, which increases the hazard or the company’s liability. ADDITIONAL INTEREST INSURED – Another person or company who may be liable for an accident involving an insured or an insured vehicle, and who has been named as an Additional Interest Insured under the policy. But if it’s destroyed in a fire, replacing it will cost you $800. For example, if you originally paid $400 for your living room couch its actual cash value might be $175. Any item has three basic values: original cost, actual cash value, and replacement value. ACTUAL CASH VALUE – The current cost of replacing an article with a similar one in the same condition. ACCIDENT – An unexpected event, which happens by chance and is not expected in the normal course of events. In the case of any inconsistency between the definitions in this Glossary and the definitions appearing in the actual policy, the definitions contained in the actual policy shall govern. They are not intended to be complete descriptions of all terms, conditions, and exclusions applicable to the products and services defined. Learn how to choose a representative, and how to recognize common immigration scams.For the term you would like to investigate, please click on the first letter of the definition.Ī B C D E F G H I J K L M N O P Q R S T U V W X Y Z The definitions appearing in this Glossary are provided solely for general informational purposes. If anyone tells you you’ll have a better chance on your second application because they’re representing you, they’re not being truthful and are likely looking to take your money. Hiring an immigration representative also won’t change any previous decision on your application. Hiring an immigration representative doesn’t increase your chances of being accepted you were inadmissible for medical reasons, but those reasons have since changed.you’re inadmissible but are applying for a temporary resident permit.you’re eligible for deemed rehabilitation.you’ve applied for criminal rehabilitation and were approved.However, if your situation changes, you may apply again with your new information.Įxamples of your situation changing include: It will only cost you more money and increase processing times for other applicants. the official deciding your case has reason to believe you’ll stay in Canada beyond your authorized stayĪpplying a second time will not change this decision.If your application was refused, applying again with the same information, even with an immigration or travel agent, will not change this decision. ![]()
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